IRAs

Banking done right.

Request Additional Info

 

You work hard for your money. Invest it wisely with an IRA from HPB. Our IRAs allow you to save towards retirement, rewarding your efforts with competitive rates on a variety of terms. Whether you’re looking to start or to transfer an IRA from another institution, our experienced staff can help.

IRA Money Market

  • $100 minimum opening deposit and balance requirement
  • No maturity date
  • Earn a competitive, variable rate of interest
  • Interest compounds monthly
  • Make additional contributions at any time and in any amount
  • Direct deposits accepted
  • Free online banking
  • A $25 fee will be assessed for any premature withdrawal not redeposited into another Hickory Point Bank IRA account
  • FDIC insurance coverage up to the maximum amount permitted by law

IRA Certificate of Deposit

  • $500 minimum opening deposit and balance requirement
  • Terms from 12 months to 60 months
  • Earn a competitive interest rate
  • Interest compounds quarterly
  • Penalty may be imposed for early withdrawal
  • FDIC insurance coverage up to the maximum amount permitted by law

Check out our current rates.